Lo mhlahlandlela wokuqalisa ophelele uzokuhamba ngezinyathelo zokuthengwa kwesiliva okungenzeka.
Sizobheka izindlela ezahlukahlukene zokuthenga isiliva, njenge-ETFS kanye nekusasa, kanye nezinhlobo ezahlukene zamabha esiliva ongawathenga, njengezinhlamvu zesiliva noma imigoqo. Inketho ngayinye inezinzuzo zayo nobunzima. Ekugcineni, simboza lapho kufanele sithenge khona isiliva, kufaka phakathi izindawo ezinhle kakhulu zokuthenga isiliva online nakubantu.
Ngamafuphi, ukuthenga imigoqo yesiliva yomzimba kungenye yezindlela ezinhle kakhulu zokuthenga isiliva njengoba ikuvumela ukuba ube ngumnikazi futhi utshale imali ngensimbi eyigugu. Lapho uthenga izinsimbi eziyigugu emhlabeni, uthola ukulawula okuqondile nobunikazi bokutshalwa kwemali kwesiliva.
Vele, kunezindlela eziningi zabatshalizimali ukuthenga isiliva noma bacabange emakethe yensimbi eyigugu. Lokhu kungafaka:
Izimali eziningi ze-mutual nazo zitshala imali kumathuluzi ezezimali ashiwo ngenhla. Lapho inani lalezi zimpahla liyanda, abaninimasheya benza imali.
Ngaphezu kwalokho, kukhona ubunikazi bangempela besiliva elomzimba, okuthi abatshalizimali banye besiliva kuyindlela engcono yokuthenga insimbi eyigugu. Kepha lokho akusho ukuthi imigoqo yesiliva ingumnikazi wecebo elihle kakhulu lokutshala imali kuwe.
Kodwa-ke, uma ufuna ukuthenga futhi uthengise isiliva lapho futhi kusondele khona lapho inani lentengo, lokhu kungaba yindlela efanele yokuthenga insimbi eyigugu.
Ngenkathi amasheya esiliva noma amasheya wesiliva afakazelwe aphumelele kwabaningi, ekugcineni kosuku oncike kulobu buchwepheshe obusebenza kwesokudla ukuze ubangele ukuthenga nokuthengisa uma usukulungele. Kwesinye isikhathi lapho uhlanganyela umthengisi wesitoko, kungenzeka angazenzi ngokushesha ngendlela ongathanda ngayo.
Futhi, izinsimbi zomzimba zingathengiswa kule ndawo phakathi kwamaqembu amabili ngaphandle kwamaphepha amaningi. Ingasetshenziswa ngisho nasengcupheni ngesikhathi sezimo eziphuthumayo noma yokuncipha.
Kepha iyiphi indlela engcono yokuthenga isiliva? Ayikho impendulo eyodwa, kepha uma wazi ukuthi yiziphi izinketho ezitholakalayo, ungenza ukukhetha okungcono. Funda ngazo zonke izinketho zakho zokuthenga esigamekweni esiphelele sokuthenga esisiliva kusuka ochwepheshe beGainesville Coins®!
Uma unesifiso sokuthenga isiliva ngokomzimba futhi ufuna izimpendulo zemibuzo yakho mayelana nokuthi yiziphi izinhlobo zezinto zesiliva ongazithenga, kanjani futhi ungazithenga ngazo, futhi ezinye izici ezibalulekile zokuthenga imigoqo yegolide ebonakalayo, lo mhlahlandlela uwena.
Kungenzeka ungajwayelani nemakethe yesiliva, kepha kungenzeka ukuthi ujwayelene nezinhlamvu zemali zesiliva. Eqinisweni, abantu abaningi abafuna ukutshala imali ngesiliva mhlawumbe bazikhumbule besebenzisa izinhlamvu zesiliva ezindaweni zonke zansuku zonke emashumini eminyaka edlule.
Kusukela izinhlamvu zemali zesiliva zajikeleza, intengo yesiliva ikhuphuke - kuze kube umkhawulo! Kungakho ngo-1965 i-United States yaqala ukususa isiliva ezinhlamvu zemali zayo ekusakazeni. Namuhla, u-90% owake wabe eseli-salver wemali yesiliva yimoto enkulu yokutshala imali kulabo abafuna ukuthenga isiliva eliningi noma eliningi njengoba lifuna.
Abatshalizimali abaningi baphinde bathenge amabha esiliva wanamuhla avela emaphethelweni ayimfihlo nangomphakathi. Ibha yegolide isho isiliva kwifomu layo elihlanzekile kakhulu. Lokhu kwehlukile kwezinye izindlela zabatshalizimali ukufinyelela isiliva ngezimakethe zezimali, amasheya abavukuzi besiliva ("amasheya wesiliva") namanothi wokushintshana okushiwoyo.
Ngaphezu kwezinhlamvu zemali zesiliva ezingama-90% ezisanda kushiwo, imigomo yase-US nayo ine-35%, 40% no-99.9%% Ukungasho izinhlamvu zemali zesiliva ezivela kuwo wonke umhlaba.
Lokhu kufaka phakathi i-Royal Canadian mint kanye nezinhlamvu zemali zayo ze-maple zaseCanada, amaBritish Royal Mint, i-Perth Mint e-Australia, nezinye izinti eziningi ezinkulu. Kutholakala ngosayizi ahlukahlukene, bobunjwa, amahlelo kanye nemibala, lezi zinhlamvu zemali zomhlaba zinikeza abaqoqi kanye nabatshalizimali izinhlobo ezahlukene zokuthenga zesiliva.
Yiziphi izinto eziphambili zokuthenga izinhlamvu zesiliva zesiliva? Uhlamvu lwesiliva cishe njalo luneprimiyamu encane kodwa ebalulekile ye-numismatic (inani elihlanganayo). Kanjalo, ngokuvamile kuzobiza ngaphezu kwemijikelezo yesiliva noma imigoqo yobunzima obufanayo, isisindo nobunzima. Izinhlamvu zesiliva ezinenani elihlanganayo zizoba nenani eliphakeme le-numismatic elingezwe ngentengo.
Abanye abathengisi banikela ngezaphulelo noma ukuthunyelwa kwamahhala lapho amakhasimende ethenga imali enkulu yezinhlamvu zemali.
Ngokungafani nezinhlamvu zemali, amadola esiliva awawona amapuleti wesiliva angenamali. Imibuthano iyincwadi elula noma imidwebo eyengeziwe yobuciko.
Yize izindondo zingeyona imali ye-fiat, zisathandwa ngabatshalizimali besiliva ngezizathu eziningi.
Kulabo abafuna enye indlela eyindilinga futhi bafuna isiliva ukuba seduze nentengo yaso yemakethe ngangokunokwenzeka, imigoqo yesiliva iyatholakala. Izinhlamvu zemali zegolide zivame ukuhweba nge-premium yamaphesenti ambalwa ngaphezulu kwentengo yesiliva, kepha ungathenga imigoqo yesiliva yamapeni ngenhla kwentengo yendawo.
Amabha esiliva ajwayelekile athengiswa endaweni yangakini ngokuvamile awekho ubuciko, kodwa ngegramu, lesi ngesinye sezindlela ezishibhile zokuthenga isiliva. Labo abathanda ubuciko bazothola imigoqo enomklamo kanokusho, yize ngokuvamile babiza okuthe xaxa.
Yebo! I-US mint inikeza isiliva ngezinga eziningi, kufaka phakathi izinhlamvu zesiliva zezinhlanyisi nezinhlamvu zezinhlamvu zezinhlamvu.
Uma ungathanda ukuthenga izinhlamvu zemali zesiliva ezingama-2021 ze-Ameril American Eagle ngqo kusuka kuminti, kufanele uthinte umthengi ogunyaziwe. I-AP ukuphela komamukeli oqondile we-US Lwesiliva Ukhozi Okhozi kusuka ku-Mint yase-US. Lokhu kungenxa yokuthi iminti yase-US ayithengisisi imigoqo yegolide yama-US Gold ngqo emphakathini.
Ezimweni eziningi, umthengisi wemali othembekile uzoba nemishanguzo yesiliva eminingi ethengiswayo kunama-mint.
Amabhange awavame ukuthengisa imigoqo yesiliva. Ngeke usakwazi ukuya ebhange futhi ulindele ukuthola izinhlamvu zemali zesiliva ngokufunwa, njengase-1960s, lapho izitifiketi zezinhlamvu zesiliva zisetshenziselwa ngqo le nhloso.
Kodwa-ke, shintsha noma ama-roll of hits zesiliva, ikota, noma isigamu amadola asengatholakala ngezikhathi ezithile ezitsheni. Ukuthola okunjalo kuyinto engajwayelekile kunokuba umthetho. Kodwa abafuna abaphikelelayo bathole eziningi zalezi zinto ezinenhlanhla ngokuhlanza izinhlamvu zemali emabhange endawo.
Ukuthenga isiliva esitolo senyama inqubo elula. Kulezi zimo, kungcono kakhulu ukuze uthenge isiliva elivela kumthengisi we-bullion odumile noma umthengisi wemali.
Lapho uthenga isiliva online, unezinketho eziningi. Uhlu Lwesivivinyo luvamile, kepha la malungiselelo angahlelekile avame ukubandakanya imihlangano engemihle kanye nengozi yokuhlaselwa.
Ungakhetha isayithi lase-inthanethi elifana ne-eBay. Kodwa-ke, ukuthenga insimbi ku-eBay cishe njalo kusho inani eliphakeme. Lokhu kungenxa yokuthi iqiniso lokuthi ama-eBay akhokhisa abathengisi imali eyengeziwe yokufaka kuhlu. Ayikho kulezi zinketho ezinikeza indlela elula yokubuya noma ukuqinisekisa ubuqiniso besiliva lakho.
Indlela ephephe kakhulu futhi elula yokuthenga isiliva Online isebenzisa amawebhusayithi wabathengisi bensimbi abayigugu abaqeqeshiwe. Izinhlamvu zemali ze-Ginesville ziyindawo engcono kakhulu yokuthenga isiliva online ngenxa yokwethenjwa kwethu, idumela eliqinile, insizakalo yamakhasimende, amanani aphansi nokukhethwa okubanzi kwemikhiqizo. Ukuthenga izinsimbi eziyigugu online nge-Gootsville Coins kuyinqubo ephephile futhi elula.
Sihlala sikulungele ukuphendula imibuzo yakho futhi sichaze inqubomgomo yethu yenkampani. Landela izixhumanisi ezingezansi ukuthola eminye imininingwane ngezinhlamvu zemali zeGainesville:
Impendulo incike kwizinhloso zakho zokutshala imali ngesiliva. Uma ufuna ukuthenga isiliva ngentengo ephansi kakhulu i-gram ngayinye, ukubheja kwakho okuhle ukuthenga imijikelezo noma imigoqo. Izinhlamvu zesiliva ziyindlela engcono kakhulu kulabo abafuna ukuthenga izinhlamvu zemali ze-Fiat.
Izinhlamvu zemali zesiliva ezipholile zibonisa uhlobo lokuyekethisa. Lezi izinhlamvu zemali ezijwayelekile ezigqokwa kakhulu ukunambitheka kwabaqoqi abaningi. Ngakho-ke, banenani lemali yesiliva (inani eliphakathi). Lokhu kungenye yezinhlobo ezingabizi kakhulu zezinhlamvu zesiliva ongazithenga. Kodwa-ke, usathola izinzuzo zokuthenga imigoqo yemali ye-Fiat ngentengo efanelekile kanye nokuguquguquka okuguquguqukayo.
Imibuthano nemigoqo imvamisa inikela ngamanani aphansi esiliva. Ngakho-ke, bamelela enye yezinketho ezinhle kakhulu ngokuya ngenani lemali.
Le ndlela yesiliva inenzuzo enkulu. Izinhlamvu zemali zingasetshenziswa njengemali yangempela ezimeni eziphuthumayo nanjengethuluzi elikhulu le-barter. Futhi, emcimbini ongathandeki kodwa kungenzeka ukuthi intengo yesiliva iwela ngaphansi kwenani lobuso lohlamvu lwemali, ukulahleka kukhawulelwe kunani lobuso lohlamvu lwemali. Lapho uthenga izinhlamvu zesiliva, umane ungalahli imali ngokuphelele.
Abaningi banethemba lokuthola umthombo ongadalulwanga, indlela yokuthenga i-bullion ngaphansi kwentengo yendawo. Iqiniso ngukuthi ngaphandle kokuthi unomthengisi wemali osebenzayo noma umthengisi wensimbi oyigugu, awukwazi ukulindela ukuthola isiliva ngaphansi kwentengo yendawo.
Abathengisi bangabathengi abasenkingeni ebekiwe. Bangakwazi ukuthola iSiliva elisemthethweni ngentengo ephansi kancane kune-Spot. Izizathu aziyinkimbinkimbi kakhulu: Uma uqhuba ibhizinisi, kufanele ukhokhe ngaphezulu futhi wenze inzuzo encane. Uma ulandela amanani entengo yesiliva, uzobona ukuthi bashintsha yonke iminithi. Ngakho-ke, imajini esezingeni eliphakeme kanye ne-retail lincane kakhulu.
Lokhu akusho ukuthi abathengi abakwazi ukuthenga isiliva online noma esitolo sabo semali semali semali ezindaweni eziphakeme kakhulu. Isibonelo ngabe sithenga izinhlamvu zemali ezigqokwa noma ezilimele.
Abathengisi abaningi bomzimba nabaku-inthanethi abathengisa izinhlamvu zemali okuvamile futhi bathengisa isiliva. Bangase bafune ukusula amasheya amakhulu eziliva zesiliva ezonakalisiwe ukwenza isikhala sezinga lazo lezezimali eziphezulu.
Kodwa-ke, uma unesifiso esikhulu sokuthola isiliva eliningi ngemali yakho ngangokunokwenzeka, kungenzeka ukuthi awufuni ukuthenga izinhlamvu zesiliva zesiliva ezinephutha. Bangalahlekelwa inani elithile lesiliva ngenxa yokugqoka ngokweqile noma ukulimala.
Ekuphetheni, isisho esidala esisheshayo siyasebenza ekuthengeni isiliva: "Uthola lokho okukhokhela!" Uyathola ngempela.
Abathengisi abaningi bezincwasi nabathengisi abathengisa isiliva online, komagazini nakumabonakude benza izitatimende ezinjengale. Banikeza umbono wokuthi kunobudlelwano obulula obuqondile obuhlukahlukene phakathi kwentengo yesiliva nemakethe yesitoko. Eminyakeni yamuva, isiqubulo sabo sokukhangisa bekuvame ukuba yinto efana nokuthi "Thenga isiliva manje ngaphambi kokuba imakethe yesitoko iphonse futhi intengo yesiliva ikhuphuka."
Eqinisweni, amandla ashukumisayo phakathi kwesiliva kanye nemakethe yesitoko akulula kangako. Njengegolide, iplatinamu nezinye izinsimbi eziyigugu, isiliva liwunambiso oluhle kakhulu ekulweni kwamanani emali noma ezinye izehlakalo ezingezinhle ezenzeka ngesikhathi sokudonsa kwezomnotho futhi zivame ukuholela kumavolumu aphansi emakethe.
Kodwa-ke, ngisho nasemcimbini wengozi, isiliva alikhuphuki ngokuzenzakalelayo lapho imakethe yesitoko iwela. Lokhu kungakhonjiswa ngokubheka ukunyakaza kwamanani esiliva ngoMashi 2020 njengoba ubhubhane lweCovil-19 lwaqala ukucekela phansi i-United States. Imakethe yesitoko yahlasela, ilahlekelwe yi-33% yevolumu yayo endabeni yezinsuku.
Kwenzekani esiliva? Inani layo liye lahla futhi, lisuka ku- $ 18.50 i-ounce ekupheleni kukaFebhuwari 2020 kuya ngaphansi kwama- $ 12 maphakathi nangoMashi 2020. Izizathu zalokhu zibangelwa yisidingo sezimboni ezibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva elibangelwa yilesi siliva.
Manje wenzani uma unesiliva nentengo yamaconsi yesiliva? Okokuqala, ungesabi. Amanani aqinisekile agxumela emuva ngasikhathi esithile, njengoba benzile ezinyangeni ezilandela ukwehla okubukhali ngamanani esiliva maphakathi noMashi 2020. Noma ngabe izimpahla eziphephile zisesimweni esiphakeme, kulahleka isikhathi eside.
Kepha kufanele futhi ucabange ngo- "Thenga okuphansi" ukuze uthengise phezulu ". Lapho amanani ephansi, lokhu kuvame ukuba yisikhathi esihle sokuthenga. Abatshalizimali bezitoko abangenakubalwa abakwenza lokhu lapho udonga lomgwaqo oluphansi ngasekupheleni kuka-Mashi nasekuqaleni kuka-2020 kujabulele ukubuyiselwa kwesitoko ngoMeyi 2020 futhi kamuva njengoba imakethe iyabuyiselwa.
Ngabe lokhu kusho ukuthi uma uthenga isiliva lapho amanani ephansi, uzokwenza inzuzo efanayo emangalisayo? Asinayo ibhola le-crystal, kepha leli qhinga lokuthenga livame ukukhiqiza imiphumela emihle kulabo abanokubekezela kanye nomdlalo omude.
Emcabangweni, cishe wonke la mathiphu angasetshenziswa ekuthengeni imigoqo yegolide ebonakalayo noma enye insimbi eyigugu. Kodwa-ke, ngokungafani negolide, isiliva lisetshenziswa ngamanani amakhulu embonini.
Isikhathi sePosi: Mar-03-2023
