Qala ngokuza nomqondo wemali yakho yegolide eyenziwe ngezifiso. Yini ofuna ukuyimelela? Yiziphi izithombe, umbhalo noma izimpawu okufanele zifakwe? Futhi cabanga ngosayizi nokwakheka kohlamvu lwemali.
Lapho wenzaIzinhlamvu zemali ezenzelwe wena, Isinyathelo sokuqala ukukhulisa ingqondo futhi uthuthukise umqondo. Cabanga ngenhloso yohlamvu lwemali nokuthi ufuna ifanelwe noma umele. Ingabe kuwumcimbi noma umcimbi okhethekile? Ingabe lesi yisipho somuntu okhethekile? Uma usunokuqonda okucacile ngenhloso yakho, ungaqala ukucabanga ngezinto zokuklama.
Ungakha ukuzikhethela ngokwakho noma uqashe umklami we-graphic ochwepheshe ukukusiza. Uma unamakhono adingekayo nesoftware, ukuklama izinhlamvu zemali zakho kungaba inketho eyanelisayo nengabizi. Kodwa-ke, uma ufuna ukwakheka okuyinkimbinkimbi futhi okuhle, kunconywa ukufuna usizo kumqambi womfanekiso.
Qiniseka ukuthi umklamo wakho ulingana nosayizi nokwakheka kohlamvu lwemali. Cabanga ngosayizi wezinhlamvu zemali ohlela ukuzisebenzisa. Ukunaka imininingwane kanye nengxenye kwenza umkhiqizo wokugcina ubukeke uzuze. Lesi yisinyathelo esibalulekile njengoba sizonquma ukubukeka okuphelele kohlamvu lwemali lwegolide elenzelwe umuntu.
Khetha izinto zokwakha:
Njengoba ufuna izinhlamvu zemali zegolide, udinga ukukhetha uhlobo nekhwalithi yegolide ofuna ukuyisebenzisa.
Isinyathelo esilandelayo ekwenzeni uhlamvu lwemali lwegolide elenzelwe umuntu okhethayo. Njengoba igama libonisa, udinga igolide ukwenza izinhlamvu zemali. Kunezinhlobo ezahlukene nezimpawu zegolide ezitholakala emakethe ezinjenge-24k, 22k no-18k. Uhlobo ngalunye lunezimpawu zalo, ngegolide le-24k liyifomu elimsulwa. Lapho ukhetha uhlobo lwegolide ngohlamvu lwakho lwemali, cabanga ngentengo, ukuqina, nokuzikhethela komuntu.
Ngaphezu kwegolide, ungafuna ukubheka ezinye izinto zokwakha, ezinjenge-alloys noma amatshe ayigugu, ukuthuthukisa ukwakheka futhi kwenze kube yingqayizivele. Isibonelo, ungangeza itshe le-gemstone eliqoshwe enkabeni yohlamvu lwemali noma engeza amatshe amatshe amancane ukufezekisa ukwakheka. Lezi zinto ezingeziwe zingangeza ukujula nobuhle kuzinhlamvu zemali zakho ezenzelwe wena.
Thola umenzi odumile:
Ukuqinisekisa ikhwalithi ephezulu kakhulu nobungcweti, kubalulekile ukuthola umenzi wedumela ukukhiqiza izinhlamvu zemali zegolide ezenzelwe wena.
Uma usuqede ukwakheka kwakho nezinto zokwakha ezikhethiwe, isinyathelo esilandelayo ukuthola umenzi odumile. Kunezinkampani eziningi kanye nezingcweti ezikhethekile ekukhiqizeni imali ngokwezifiso. Thatha isikhathi sokucwaninga nokufunda izibuyekezo zokuqinisekisa ukuthi usebenza nomenzi onokwethenjelwa nonolwazi.
Cabanga ngezinto ezifana neminyaka yazo yokuhlangenwe nakho, ukubuyekezwa kwamakhasimende, kanye nemikhiqizo eyisampula abayikhiqizayo. Kubalulekile futhi ukubheka ukuthi zinazo yini izitifiketi neziqu ezidingekayo ukuphatha izinto eziyigugu ezinjengegolide. Umkhiqizi odumile uzokuqondisa ngenqubo, ahlinzeke ngezeluleko zochwepheshe futhi aqinisekise ukuthi uhlamvu lwakho lwegolide oluqondene nomuntu uqobo luhlangabezana nokulindelwe.
Inqubo yokukhiqiza:
Lapho usuthole umenzi ofanele, ungaqhubekela phambili ngenqubo yokukhiqiza.
Inqubo yokwenza uhlamvu lwemali lwegolide elenzelwe umuntu uqobo ifaka izinyathelo eziningana. Okokuqala, umenzi uzokwenza isikhunta ngokuya ngomklamo wakho. Isikhunta sizosetshenziselwa ukulola igolide esimweni esifunekayo. Igolide liyancibilika futhi lithululelwa ekubumbeni ukuze kwakheke ukwakheka kohlamvu lwemali.
Lapho igolide selipholile futhi liqinile, umenzi wengeza ukuthinta kokugcina. Lokhu kufaka phakathi ukuphonlisa nokucobisa indawo ukuze kuqinisekiswe imiphetho ebushelelezi nemininingwane ecacile yokuqamba. Uma ucela izinto ezingeziwe, njengamatshe ayigugu, zizosethwa futhi zivikelwe ngokucophelela.
Ukulawulwa kwekhwalithi nokupakisha:
Ngaphambi kokuthi sithole imali yakho yegolide eyenziwe ngezifiso, ithola inqubo ephelele yokulawula ukuqinisekisa ikhwalithi yayo nobuqiniso.
Ngemuva kwenqubo yokukhiqiza,Izinhlamvu zemali ezenzelwe wenauhlolwe amasheke wekhwalithi ebanzi. Lokhu kufaka phakathi ukuhlola izinhlamvu zemali nganoma yikuphi ukunamaphutha, ukuqinisekisa ukunemba komklamo, kanye nokuqinisekisa ubumsulwa begolide elisetshenzisiwe. Abakhiqizi abahlonishwayo bazohlinzeka ngesitifiketi sobuqiniso esisho izinto zokwenza imali kanye nokucaciswa.
Lapho uhlamvu lwemali ludlula ukuhlolwa kwekhwalithi yekhwalithi, ihlanganiswa ngokucophelela ukuqinisekisa ukulethwa kwayo okuphephile. Ukupakishwa kungahluka ngokuya ngomenzi, kepha kuvame ukufaka ibhokisi elivikelayo noma ibhokisi ukuvikela noma yimuphi umonakalo ngesikhathi sokuthumela. Abanye abakhiqizi bahlinzeka ngezinketho ezengeziwe zokubonisa, njengezimele noma ozimele, ukukhombisa izinhlamvu zemali zegolide ezenzelwe wena.
Ekuphetheni:
Ukudala izinhlamvu zemali zegolide ezenziwe ngezifiso kuyinqubo ehehayo nevuzayo. Ikuvumela ukuthi uveze ubuhlakani bakho futhi ubambe izingcezu ezihlukile ngencazelo ekhethekile. Ngokulandela izinyathelo ezichazwe kulo mhlahlandlela, ungaqala ngokuzethemba uhambo lwakho ukudala izinhlamvu zemali zegolide ezenzelwe wena. Khumbula ukuqala ngomqondo ocacile nokwakheka, khetha izinto ezifanele, thola umenzi odumile, wengamela inqubo yokukhiqiza futhi uqinisekise ukulawulwa kwekhwalithi. Ngokunaka imininingwane kanye nezandla ezicophelela, uzoba nohlamvu lwemali lwegolide elenzelwe wena uqobo.
Isikhathi Sokuthumela: Oct-23-2023
