Sethula izinhlamvu zemali zethu zangokwezifiso ezingenalutho, ikhanvasi ekahle kakhulu yokudala izinto ezigcinayo eziyingqayizivele nezenzelwe umuntu siqu. Kungakhathaliseki ukuthi ukhumbula umcimbi okhethekile, ukuhlonipha othandekayo, noma umane ufuna isipho sohlobo olulodwa, izinhlamvu zemali zethu zangokwezifiso ezingenalutho zikuvumela ukuba uveze ubuhlakani bakho nobuntu bakho ngendlela ephathekayo nehlala njalo.
Izinhlamvu zethu zemali ezingenalutho ezenziwe ngokwezifiso zenziwe ngezinto ezisezingeni eliphezulu ezinokuphela okubushelelezi futhi okuhlala isikhathi eside futhi zingenziwa ngendlela othanda ngayo. Ikhanvasi engenalutho inikeza izinhlobonhlobo zezinketho zokuklama, kusukela ekuqoshweni okuyinkimbinkimbi kuya emsebenzini wobuciko omibalabala, oqinisekisa ukuthi umbono wakho ubonakala ngokunemba nangokucacile.
Ukudala izinhlamvu zemali zakho zangokwezifiso kuyinqubo elula futhi ejabulisayo. Ungakhetha ukusebenzisana nethimba lethu labaklami abanekhono ukuze wenze imibono yakho iphile, noma uvule ubuhlakani bakho ngokuklama ezakho zemali. Ngokukwazi ukuhlanganisa umbhalo, izithombe nezimpawu, amathuba awapheli, okukuvumela ukuthi wenze ngokwezifiso izinhlamvu zemali zakho ukuze zivumelane nanoma yisiphi isenzakalo noma injongo.
Ukuze uqale inqubo yokwenza ngendlela oyifisayo, vele ukhethe usayizi wemali kanye nesimo esizifanela kangcono izidingo zakho. Kungakhathaliseki ukuthi ukhetha uhlamvu lwemali oluyindilinga lwakudala noma umumo oyingqayizivele, sinezinketho eziningi ezifanelana nezintandokazi zakho. Uma usukhethe umklamo oyisisekelo, ungaqhubeka futhi wengeze ukuthinta kwakho siqu, noma ngabe ukucaphuna okunengqondo, idethi ebalulekile, noma umfanekiso odonsa amehlo.
Akukhona nje kuphela ukuthi izinhlamvu zemali zangokwezifiso ezingenalutho ziyisikhumbuzo esiguquguqukayo nesinenjongo, futhi zisebenza njengezikhumbuzo ezingaphelelwa isikhathi ezingagcinwa iminyaka eminingi ezayo. Kungakhathaliseki ukuthi isetshenziswa njengethokheni yokubonga, into yokuphromotha, noma isikhumbuzo, izinhlamvu zemali zangokwezifiso ziqinisekile ukuthi zizoshiya isithombe esihlala njalo kumamukeli.
Ngokungeziwe enanini lazo lomzwelo, izinhlamvu zemali zethu zangokwezifiso ezingenalutho zinikeza ikhwalithi eyingqayizivele nokuqina. Uhlamvu lwemali lwakhiwe ukuze lukwazi ukumelana novivinyo lwesikhathi futhi luklanyelwe ukugcina ukubukeka kwalo kwasekuqaleni nobuqotho, iqinisekisa ukuthi umklamo wakho wangokwezifiso uhlala unempilo futhi unjalo iminyaka ezayo.
Kungakhathaliseki ukuthi ufuna ukudala isipho esiqondene nawe, into yokuphromotha noma uhlamvu lwemali lwesikhumbuzo, izinhlamvu zemali zethu zangokwezifiso ezingenalutho zinikeza isisombululo esisebenza ngezindlela eziningi nesihlala isikhathi eside. Ngobuciko bekhwalithi ephezulu, izinketho zedizayini ongayenza ngendlela oyifisayo nokukhanga okungaphelelwa isikhathi, izinhlamvu zemali zangokwezifiso ziyindlela ephelele yokuthwebula nokugubha izikhathi ezibalulekile zempilo.
Sekukonke, izinhlamvu zemali zethu zangokwezifiso ezingenalutho zinikeza indlela ehlukile nenengqondo yokukhumbula, ukugubha kanye nokwazisa izikhathi ezibalulekile zempilo. Ngemiklamo yazo engenzeka ngendlela oyifisayo, ikhwalithi ehlukile kanye nokukhanga okuhlala njalo, izinhlamvu zemali zangokwezifiso zinezinkumbulo ezihlukahlukene futhi ezingaphelelwa isikhathi eziqinisekisa ukuthi zizoshiya umbono ohlala njalo.
Imibuzo Ebuzwa Njalo Mayelana Nohlamvu Lwemali Olungenalo Ngokwezifiso
Q: Yini i-auhlamvu lwemali olungenalutho ngokwezifiso?
IMP: Uhlamvu lwemali olungenalutho lwangokwezifiso luwuhlamvu lwemali olunendawo engenalutho, oluvumela ukwenziwa ngendlela oyifisayo ngedizayini noma okuqoshiwe okukhethile. Ikhanvasi engenalutho engenziwa ibe ngeyakho ukuze udale inkumbulo eyingqayizivele nenenjongo noma into yokuphromotha.
Isikhathi sokuthumela: Feb-21-2024
