Esi sikhokelo sabaqalayo esipheleleyo siza kuhamba ngamanyathelo okuthenga isilivere.
Siza kuqwalasela iindlela ezahlukeneyo zokuthenga isilivere, ezinjenge-ETF kunye nekamva, kunye neentlobo ezahlukeneyo zemivalo yesilivere onokuyithenga, njengeengqekembe zesilivere okanye imivalo. Inketho nganye inezibonelelo zalo kunye nezinto ezingalunganga. Okokugqibela, sigubungela indawo yokuthenga isilivere, kubandakanya neendawo ezilungileyo zokuthenga isilivere kwi-intanethi kunye nomntu.
Ngamafutshane, ukuthenga imivalo yesilivere yomzimba yenye yezona ndlela zilungileyo zokuthenga isilivere njengoko ikuvumela ukuba ube ngowakho kwaye utyale imali kwisinyithi esixabisekileyo kwifom exabisekileyo. Xa uthenga izinyithi ezixabisekileyo zomzimba, ufumana ulawulo ngqo kunye nobunini botyalo-mali lwakho lwesilivere.
Ewe kunjalo, zininzi iindlela zokubatyali-mali ukuthenga isilivere okanye ukuqikelela kwimarike ye-mesicans exabisekileyo. Oku kunokubandakanya:
Uninzi lweemali eziziingxowa-mali zityala imali kwezixhobo zemali ngaphambili. Xa ixabiso le setha liyanda, abanini zabelo benza imali.
Ukongeza, kukho ubunini besilivere yomzimba, nto leyo yabatyali mali besilivere ezininzi yeyona ndlela ilungileyo yokuthenga isinyithi esixabisekileyo. Kodwa oko akuthethi ukuba imivalo yesilivere yesona sicwangciso solondolozo sotyalo-mali.
Nangona kunjalo, ukuba ufuna ukuthenga nokuthengisa isilivere xa ikufuphi nexabiso lendawo, le isenokuba yindlela elungileyo yokuthenga isinyithi esixabisekileyo.
Ngelixa isitokhwe sesilivere okanye isitokhwe semigodi yesilivere siqinisekisile ukuba uninzi, ekupheleni kosuku oluxhomekeke kubuchwephesha bokusebenza kwilungelo lokuthenga nokuthengisa xa sele ulungile. Ngamanye amaxesha xa ubandakanyeka umrhwebi wesitokhwe, ngesenokungasebenzi ngokukhawuleza ngendlela obungathanda ngayo.
Kananjalo, iintsimbi zomzimba zinokurhweba kwindawo phakathi kwamaqela amabini ngaphandle kwamaphepha amaninzi. Inokusetyenziselwa ukujija ngexesha likaxakeka okanye i-recesces.
Kodwa yeyiphi eyona ndlela yokuthenga isilivere? Akukho mpendulo inye, kodwa xa usazi ukuba zeziphi iindlela ezikhoyo ezikhoyo, unokwenza ukhetho olungcono. Funda ngazo zonke iindlela zakho zokuthenga kwiSikhokelo sokuThengwa kwesilivere esipheleleyo seSilivere evela kwiingcali ze-Gecesville Cooper!
Ukuba unomdla wokuthenga isilivere yomzimba kwaye ufuna iimpendulo kwimibuzo yakho malunga nokuba zeziphi iintlobo zezinto zesilivere onokuyithenga, kwaye ungazithenga njani, kunye nezinye izinto ezibalulekileyo zokuthenga.
Awunokwazi imakethi yesilivere, kodwa kusenokwenzeka ukuba uqhelene neengqekembe zesilivere. Ngapha koko, abantu abaninzi abafuna ukutyala imali kwisilivere mhlawumbi bazikhumbuza besebenzisa iingqekembe zesilivere kwitrasti yemihla ngemihla.
Okoko ke kususela kwimicimbi yesilivere yajikeleza, ixabiso lesilivere linyuke - ukuya kumda! Kungenxa yoko le nto ngo-1965 i-United States yaqalisa ukususa isilivere kwimali yayo yokujikeleza. Namhlanje, i-90% ye-90% ye-90 ye-90 ye-90 ye-Poin sisithuthi esikhulu sotyalo-mali kwabo bajonga ukuthenga isilivere enkulu okanye kwisilivere enkulu njengoko befuna.
Uninzi lwabatyali mali nabo bathenga imivalo yexesha langoku evela kwi-mints yabucala neyasesidlangalaleni. Ibha yegolide ibhekisa kwisilivere kwifom yayo ecocekileyo yomzimba. Oku kwahlukile kwezinye iindlela kubatyali-mali ukuze bafumane isilivere ngentengiso yemali, izabelo ze-hilizer ze-hilizer ("isilivere") kunye notshintsho olukhawulezileyo.
Ukongeza kwi-90% ye-90 ye-interl ye-90 ebizwa, i-USM Min ikwanama-35%, ama-40% kunye ne-99.9% yesilivere ecocekileyo yesilivere. Ukungakhankanyi iingqekembe zesilivere zivela kwihlabathi liphela.
Oku kubandakanya i-Royal Canadan Mint kunye ne-Canadian yeMali yaseKhanada, iBritane Roby Mint, iPorth Mint eOstreliya, kunye nezinye iimpompo ezininzi. Ifumaneka kwisayizi eyahlukeneyo, iimilo, amahlelo nemibala, ezi ngqekembe zehlabathi zibonelela ngokuqokelelwa kunye nabatyali mali iindlela ezahlukeneyo zokuthenga isilivere.
Zeziphi ezona zinto zibalulekileyo zokuthenga iingqekembe zesilivere? Ingqekembe yesilivere phantse ihlala ineprimiyamu encinci kodwa enokubaluleka (ixabiso elinokwenziwa). Ngenxa yoko, iya kubiza ngaphezulu komjikelo wesilivere okanye imivalo yendlela efanayo, ubunzima, nobuso. Iingqekembe zesilivere ezinexabiso elichanekileyo ziya kuba nexabiso eliphezulu le-NUMATIC eyongezwe kwixabiso.
Abanye abathengisi banikezela ngezaphulelo okanye ukuhambisa simahla xa abathengi bethenga izixa ezikhulu zengqekembe.
Ngokungafaniyo neengqekembe zengqekembe, iidola zesilivere ze-monetial zeplanethi. Izangqa zinokuba nonobumba olula okanye umzobo ongaphezulu.
Nangona imijikelezo ayiyomali ye-fiat, isathandwa ngabatyali-mali besilivere ngenxa yezizathu ezininzi.
Kwabo bafuna enye indlela ejikelezayo kwaye bafuna isilivere ukuba basondele kwixabiso layo lentengiso kangangoko kunokwenzeka, imivalo yesilivere iyafumaneka. Iingqekembe zegolide zihlala zirhweba kwiprimiyamu ezimbalwa zepesenti ngaphezulu kwexabiso lesilivere, kodwa ungayithenga imivalo yesilivere yepeni.
Imizimba yesilivere eqhelekileyo ithengiswa ekuhlaleni ayihlali inobuchule obuthile, kodwa ngegram, le yenye yeendlela zexabiso eliphantsi lokuthenga isilivere. Abo bathanda ubugcisa baya kuyifumana imivalo enoyilo oluhle, nangona zihlala zibiza imali encinci.
Ewe! I-US Mint inikezela isilivere ngeendlela ezininzi, kubandakanya neenkunzi zesilivere zesilivere kunye neengqekembe zenkunzi.
Ukuba ungathanda ukuthenga i-2021 isilivere ye-american ye-American Earins ngqo kwi-mint, kufuneka uqhagamshelane nomthengi ogunyazisiweyo. I-AP kuphela ekufumaneni isilivere yesilivere yase-US evela kwi-USMS. Kungenxa yokuba i-US Melt ayithengisi kuthisi yesilivere yegolide.
Kwiimeko ezininzi, umthengisi we-coin othembekileyo uya kuba nemivalo yesilivere ekhoyo yokuthengisa kune-mint.
Iibhanki azihlali zithengisa imivalo yesilivere. Awusenako ukuya ebhankini kwaye ulindele ukufumana iingqekembe zesilivere kwimfuno, njengakwiminyaka yoo-1960, xa izatifikethi zeengqekembe zesilivere ngokujikeleza kwasetyenziswa ngokungqalileyo kule njongo.
Nangona kunjalo, ukutshintsha okanye imiqolo ye-dimes yesilivere, ikota, okanye isiqingatha seedola usenokufunyanwa ngamanye amaxesha kwiingqayi. Ezifumanekayo zezona zinqabileyo kunokuba zilawule. Kodwa abafuna abathembekileyo bafumene izinto ezininzi zethamsanqa ngokuqhatha iingqekembe kwiibhanki zasekhaya.
Ukuthenga isilivere kwivenkile ebonakalayo yinkqubo elula. Kwezi meko, kungcono ukuhlala siyithenga isilivere kwi-Bylion ehleliweyo okanye umthengisi wengqekembe.
Xa uthenga isilivere kwi-intanethi, unezinto ezininzi ukhetho. Uluhlu lwamatyala luxhaphakile, kodwa la malungiselelo angekho mthethweni ahlala ebandakanya iintlanganiso eziphezulu kunye nomngcipheko wokutshiswa.
Ungayikhetha indawo ye-audition ye-intanethi njenge-eBay. Nangona kunjalo, ukuthenga intsimbi kwi-eBay phantse kuthetha ixabiso eliphezulu. Oku ikakhulu kungenxa yokuba i-eBay ihlawula abathengisi imirhumo eyongezelelweyo kwizinto ezidwelisiweyo. Akukho nanye kwezi ndlela zibonelela ngendlela elula yokubuya okanye ukuqinisekisa ubunyani besilivere yakho.
Eyona ndlela ikhuselekileyo nelula yokuthenga isilivere kwi-intanethi isebenzisa iiwebhusayithi zabathengisi bensimbi. Iingqekembe ze-winsesville yeyona ndawo intle yokuthenga isilivere kwi-Intanethi ngenxa yokuthembeka kwethu, intetho eqinileyo, inkonzo yabathengi, amaxabiso asezantsi kunye nokukhethwa kwazo kunye nokukhethwa kwazo. Ukuthenga izinyithi ezixabisekileyo kwi-intanethi kunye nemali ye-winsesville yinkqubo ekhuselekileyo nelula.
Sisoloko sikulungele ukuphendula imibuzo yakho size sichaze umgaqo-nkqubo wethu wenkampani. Landela amakhonkco angezantsi ngolwazi oluthe kratya malunga ne-Realinsville Coogra:
Impendulo ixhomekeke kwiinjongo zakho zokutyala kwisilivere. Ukuba ufuna ukuthenga isilivere ngexabiso eliphantsi kwiGram kwiGram, ukubheja kwakho kukuthenga imijikelezo okanye imivalo. Iingqekembe zesilivere zezona ndlela zilungileyo zabo bafuna ukuthenga iingqekembe ze-fiat.
Ingqekembe yesilivere eqingqiweyo ibonisa uhlobo lokulalanisa. Ezi ziingqekembe eziqhelekileyo ezinxitywe kakhulu ngokuncama abaqokeleli abaninzi. Ke ngoko, banexabiso kuphela kwixabiso lesilivere (ixabiso le-intrinsic). Le yenye yeentlobo zexabiso eliphantsi leengqekembe zesilivere onokuyithenga. Nangona kunjalo, usafumana izibonelelo zokuthenga i-fiat zemali ngexabiso elifanelekileyo kunye nendlela yokufumana imali.
Isangqa kunye nemivalo sihlala sinika amaxabiso asezantsi kwesilivere. Ke ngoko, bamela enye yezona ndlela zibalulekileyo ngokwexabiso lemali.
Le ndlela yesilivere inezinto ezininzi ezilungileyo. Iingqekembe zingasetyenziswa njengemali yokwenene kwiimeko zikaxakeka kwaye njengesixhobo esikhulu se-barter. Kwakhona, kunqabile kodwa isiganeko esinokwenzeka sokuba ixabiso lesilivere liwela ngaphantsi kwexabiso lobuso lengqekembe, ilahleko ilinganiselwe kwixabiso lobuso lengqekembe. Xa uthenga iingqekembe zesilivere, awuphulukana nemali ngokupheleleyo.
Uninzi lunethemba lokufumana umthombo ongachazwanga, indlela yokuthenga i-bullion engezantsi kwexabiso lendawo. Inyani yile yokuba ngaphandle kokuba unomthengisi wengqekembe esebenzayo okanye umrhwebi weminyithi oxabisekileyo, awunakulindela ukufumana isilivere engezantsi kwexabiso lendawo.
Abathengisi bangabathengi abaziimisele abathengiswayo. Bangayifumana ngokusemthethweni ukuba bafumane isilivere kwixabiso eliphantsi elincinci kunendawo. Izizathu azinzima kakhulu: Xa uqhuba ishishini, kufuneka uhlawule ngaphezulu kwaye wenze inzuzo encinci. Ukuba ulandela amaxabiso esilivere, uya kuqaphela ukuba bayatshintsha yonke imizuzu. Ke ngoko, umda wenqanaba lokuthengisa kunye neRivel linciphile kakhulu.
Oku akuthethi ukuba abathengi abanakuthenga isilivere kwi-Intanethi okanye kwivenkile yabo yemali yendawo yokuhlekisa. Umzekelo uza kuthenga iingqekembe ezimbi okanye ezonakalisiweyo.
Abathengisi abaninzi nabakwi-intanethi abathengisa iingqekembe ezinqabileyo bathengisa isilivere. Banokufuna ukucima isitokhwe esikhulu seengqekembe zesilivere ezonakalisiweyo ukuba zenze igumbi lezabo kwixabiso eliphakamileyo lezixhobo zexabiso.
Nangona kunjalo, ukuba unonomdla wokufumana isilivere enkulu yemali yakho kangangoko, awufuni kuthenga iingqekembe zesilivere. Banokuphulukana nenani lesilivere elibalulekileyo ngenxa yokunxiba kakhulu okanye ukonakala.
Ukuqukumbela, iRetali endala isebenza ngokuthenga isilivere: "Ufumana into oyihlawulayo!" Ufumana ngokwenene.
Abathengisi abaninzi abanobunkunkqele kunye nabathengisi abathengisa isilivere kwi-intanethi, kwiimagazini nakumabonwakude benza ingxelo enje. Banika umbono wokuba kukho ubudlelwane obulula obuncinci phakathi kwexabiso lesilivere kunye nentengiso yesitokhwe. Kwiminyaka yakutshanje, isiqubulo sabo sentengiso sasihlala siyinto "yokuthenga isilivere ngoku ngaphambi kwemarike yemakethi kwaye ixabiso lesilivere likhuphuka."
Ngapha koko, izinto eziphakathi kwesilivere kunye nentengiso yesitokhwe ayilula. Njengegolide, iPlatinam kunye nezinye izinyithi ezixabisekileyo, isilivere ilukhuni ngokuchasene nokunyuka kwamaxabiso okanye ezinye iziganeko ezimbi ezenzeka ngexesha lokudodobala kwezoqoqosho kwaye zihlala zikhokelela kwimiqolo yentengiso esezantsi.
Nangona kunjalo, nakwisiganeko sengozi, isilivere ayifikanga ngokuzenzekelayo xa imakethi yesitokhwe iwela. Oku kunokuboniswa ngokujonga ukuhamba kwamaxabiso esilivere ngoMatshi 2020 njengoko iCodd-19 uBendemic waqala ukuchitha iUnited States. Imakethi yesitokhwe yayixhwilwe, ilahlekelwe ngama-33% omthamo wayo kumbandela weentsuku.
Kwenzeka ntoni kwisilivere? Ixabiso layo liye lahluthwa, ukusuka malunga ne- $ 18.50 i-ounce nge-20 kaFebruwari ukuya ngaphantsi kwe- $ 12 Ngaphantsi kwe- $ 12 Ngaphantsi kwe- $ 12 Ngaphantsi kwe- $ 12 Ngaphantsi kwe- $ 12 Ngaphantsi kwe- $ 12 Ngaphantsi kwe- $ 12 Ngaphantsi kwe- $ 12 NGO-Matshi 20. Izizathu zokuhla kwemfuno yemizi-mveliso ebhalwe ngubhubhane.
Ke wenzani ukuba unesilivere kwaye ixabiso lesilivere lehla? Okokuqala, musa ukothuka. Amaxabiso aqinisekile ukuba abuyele emva ngentsimbi ethile, njengoko besenza kwiinyanga ezilandela ukuhla kwexabiso lesilivere phakathi kuka-Matshi 2020. Nokuba kukho impahla ekhuselekileyo ye-Atshi-20. Naxa kukho umngcipheko onokukhokelela kwilahleko yexesha elide.
Kodwa kuya kufuneka ucinge nge "Thenga" ukuba "uthengise phezulu". Xa amaxabiso asezantsi, eli lixesha elifanelekileyo lokuthenga. Abatyalomali abangenakubalwa abakwenzileyo oku xa uWall Street of Poodt kwi-Matshi nasekuqaleni kuka-Epreli 2020 kwaye wasivuyela isitokhwe esibuhlungu nge-2020 kwaye kamva njengoko intengiso yaphinda yabuya.
Ngaba oku kuthetha ukuba ukuba uthenga isilivere xa amaxabiso asezantsi, uya kwenza ingeniso emangalisayo? Asinayo ibhola yekristale, kodwa esi sicwangciso sokuthenga sidla ngokuvelisa iziphumo ezihle kwabo banomonde nomdlalo omde.
Kwithiyori, phantse zonke ezi teks zinokusetyenziswa ekuthengeni imivalo yegolide yomzimba okanye nayiphi na into exabisekileyo. Nangona kunjalo, ngokungafaniyo negolide, isilivere isetyenziswa kwizixa ezikhulu kumzi mveliso.
Ixesha lokuphumla: Mar-03-2023
