E alakaʻi kēia alakaʻi hoʻomaka piha iā ʻoe ma nā ʻanuʻu o kahi kūʻai kālā.
E nānā mākou i nā ʻano like ʻole e kūʻai aku ai i ke kālā, e like me nā ETF a me nā wā e hiki mai ana, a me nā ʻano ʻano kala kala like ʻole āu e kūʻai ai, e like me nā ʻāpana kālā a i ʻole nā pa. Loaʻa i kēlā me kēia koho kona mau pono ponoʻī a me nā hemahema. ʻO ka hope, uhi mākou i kahi e kūʻai ai i ke kālā, me nā wahi maikaʻi loa e kūʻai ai i ke kālā ma ka pūnaewele a me ke kanaka.
I ka pōkole, ʻo ke kūʻai ʻana i nā ʻeke kālā kino kekahi o nā ala maikaʻi loa e kūʻai ai i ke kālā no ka mea e hiki ai iā ʻoe ke loaʻa a hoʻokomo i ka metala makamae ma kahi ʻano ʻike. Ke kūʻai ʻoe i nā metala makamae kino, loaʻa iā ʻoe ka mana pololei a me ke kuleana o kāu kālā kālā.
ʻOiaʻiʻo, nui nā ala no nā mea hoʻopukapuka e kūʻai i ke kālā a i ʻole ke kuhi ʻana i ka mākeke metala makamae. Hiki i kēia mau mea ke komo:
Hoʻokomo pū ka nui o nā waihona kālā i nā mea hana kālā i ʻōlelo ʻia. Ke piʻi aʻe ka waiwai o kēia mau waiwai, loaʻa kālā i kā lākou mau mea kuleana.
Eia kekahi, aia ke kuleana maoli o ke kālā kino, no ka nui o nā mea kālā kālā ke ala maikaʻi loa e kūʻai ai i ka metala makamae. Akā, ʻaʻole ia manaʻo ʻo ka loaʻa ʻana o nā kaola kala ʻo ia ka hoʻolālā waiwai maikaʻi loa no ʻoe.
Eia naʻe, inā makemake ʻoe e kūʻai a kūʻai aku i ke kālā i ka wā a me kahi kokoke i ke kumu kūʻai, ʻo ia paha ke ala kūpono e kūʻai ai i ka metala makamae.
ʻOiai ua kūleʻa nā kumukūʻai kālā a i ʻole nā hui kālā eli kālā no nā mea he nui, i ka hopena o ka lā ke hilinaʻi nei ʻoe i ka ʻenehana hana pono e hoʻomaka ai ke kūʻai a kūʻai aku i ka wā e mākaukau ai ʻoe. I kekahi manawa ke komo ʻoe i kahi mea kūʻai kālā, ʻaʻole paha lākou e hana wikiwiki e like me kou makemake.
Eia kekahi, hiki ke kūʻai ʻia nā metala kino ma ka wahi ma waena o nā ʻaoʻao ʻelua me ka nui ʻole o ka pepa. Hiki ke hoʻohana ʻia e kūʻai aku i ka wā ulia pōpilikia a i ʻole recessions.
Akā he aha ke ala maikaʻi loa e kūʻai ai i ke kālā? ʻAʻohe pane hoʻokahi, akā inā ʻike ʻoe i nā koho i loaʻa, hiki iā ʻoe ke hana i kahi koho maikaʻi aʻe. E aʻo e pili ana i kāu mau koho kūʻai ʻana ma ke alakaʻi kūʻai kālā kino piha mai nā loea Gainesville Coins®!
Inā makemake ʻoe e kūʻai i ke kālā kino a makemake ʻoe i nā pane i kāu mau nīnau e pili ana i ke ʻano o nā mea kālā āu e kūʻai ai, pehea a ma hea ʻoe e kūʻai ai, a me nā mea nui ʻē aʻe o ke kūʻai ʻana i nā pahu gula kino, a laila no ʻoe kēia alakaʻi.
ʻAʻole paha ʻoe i kamaʻāina i ka mākeke kālā, akā ua kamaʻāina paha ʻoe i nā ʻāpana kālā. ʻO kaʻoiaʻiʻo, nui ka poʻe e makemake e hoʻokomo kālā i ke kālā e hoʻomanaʻo iā lākou iho e hoʻohana ana i nā kālā kālā i nā hana o kēlā me kēia lā i nā makahiki i hala.
Mai ka wā i hoʻolaha ʻia ai nā ʻāpana kālā, ua piʻi ke kumukūʻai o ke kālā - i ka palena! ʻO ia ke kumu i ka makahiki 1965 i hoʻomaka ai ʻo ʻAmelika Hui Pū ʻIa e hoʻoneʻe i ke kālā mai kāna mau ʻāpana e kaa ana. I kēia lā, ʻo ka 90% kālā kālā i kēlā me kēia lā he kaʻa hoʻopukapuka maikaʻi loa ia no ka poʻe e ʻimi nei e kūʻai i ka nui a i ʻole ka nui o ke kālā e like me kā lākou makemake.
Nui nō hoʻi nā mea hoʻopukapuka e kūʻai mai i nā kī kālā hou mai nā mints pilikino a me ka lehulehu. ʻO ka pahu gula e pili ana i ke kālā ma kona ʻano kino maʻemaʻe. He ʻokoʻa kēia mai nā ʻano ʻē aʻe e hiki ai i nā mea hoʻopukapuka kālā ke komo i ke kālā ma o nā mākeke kālā, nā ʻāpana miners kālā ("'āpana kālā") a me nā palapala hoʻololi i ʻōlelo ʻia ma luna.
Ma waho aʻe o nā ʻāpana kālā 90% i ʻōlelo ʻia, aia pū ka US Mint i 35%, 40% a me 99.9% mau kālā kālā US maʻemaʻe. ʻAʻole e haʻi aku i nā ʻāpana kālā mai nā wahi a pau o ka honua.
Aia kēia me ka Royal Canadian Mint a me kāna mau ʻāpana Maple Leaf Kanada, ka British Royal Mint, ka Perth Mint ma Australia, a me nā mints nui ʻē aʻe. Loaʻa i nā ʻano nui, nā ʻano, nā denominations a me nā kala, hāʻawi kēia mau kālā honua i nā mea hōʻiliʻili a me nā mea hoʻopukapuka i nā koho kūʻai kālā nani.
He aha nā hemahema nui o ke kūʻai ʻana i nā ʻāpana kālā? Loaʻa i kahi ʻāpana kālā ka uku helu helu liʻiliʻi akā nui (kohi waiwai). No laila, ʻoi aku ka nui o ke kumukūʻai ma mua o nā pōʻai kālā a i ʻole nā kaola like ʻole, ke kaumaha, a me ka maikaʻi. ʻO nā kālā kālā me ka waiwai e hōʻiliʻili ʻia e loaʻa ka waiwai helu helu kiʻekiʻe i hoʻohui ʻia i ke kumukūʻai.
Hāʻawi kekahi poʻe kālepa i nā uku a i ʻole ka hoʻouna manuahi ke kūʻai aku nā mea kūʻai aku i nā kālā he nui.
ʻAʻole like me nā ʻāpana kālā, ʻo nā kālā kālā he mau pā kālā kālā ʻole. ʻO nā pōʻai he leka maʻalahi a i ʻole nā kiʻi kiʻi noʻeau.
ʻOiai ʻaʻole kālā fiat nā pōʻai, kaulana lākou i nā mea hoʻopukapuka kālā no nā kumu he nui.
No ka poʻe makemake i kahi ʻokoʻa ʻokoʻa a makemake i ke kālā e pili kokoke i kona kumukūʻai makeke e like me ka hiki, loaʻa nā pahu kala. Kūʻai maʻamau nā kālā gula ma ke kumukūʻai o ka hapa pakeneka ma mua o ke kumu kūʻai kiko o ke kālā, akā hiki iā ʻoe ke kūʻai aku i nā kī kālā no nā peni ma luna o ke kumu kūʻai wahi.
ʻAʻole noʻeau loa nā kī kālā maʻamau i kūʻai ʻia ma ka ʻāina, akā ma ka gram, ʻo ia kekahi o nā ala haʻahaʻa loa e kūʻai ai i ke kālā. ʻO ka poʻe makemake i ka hana kiʻi e loaʻa i nā kaola me kahi hoʻolālā nani, ʻoiai ke kumu kūʻai maʻamau.
ʻAe! Hāʻawi ka US Mint i ke kālā ma nā ʻano he nui, me nā ʻāpana kālā numismatic a me nā ʻāpana bullion.
Inā makemake ʻoe e kūʻai pololei i nā kālā 2021 Silver American Eagle mai ka Mint, pono ʻoe e hoʻopili i kahi mea kūʻai aku ʻae. ʻO AP wale nō ka mea i loaʻa pololei i ka US Silver Eagle bar mai ka US Mint. ʻO kēia no ka mea ʻaʻole kūʻai pololei aku ka US Mint i nā pahu gula US Silver Eagles i ka lehulehu.
I ka hapanui o nā hihia, ʻoi aku ka nui o nā kaola kālā i loaʻa i kahi mea kūʻai kālā hilinaʻi ma mua o ka mint.
ʻAʻole kūʻai maʻamau nā panakō i nā kī kālā. ʻAʻole hiki iā ʻoe ke hele hou i ka panakō a manaʻo e loaʻa i nā ʻāpana kālā ke koi ʻia, e like me ka makahiki 1960, i ka wā i hoʻohana pono ʻia ai nā palapala hōʻoia o nā kālā kālā i hoʻohana ʻia no kēia kumu.
Eia naʻe, hiki ke loaʻa i kekahi manawa i loko o nā hue ka hoʻololi a i ʻole nā ʻōwili kālā. ʻO ia mau ʻike he mea ʻokoʻa loa ia ma mua o ke kānāwai. Akā ua loaʻa i ka poʻe ʻimi hoʻomau ka nui o kēia mau mea laki ma ka ʻimi ʻana i nā kālā ma nā waihona kūloko.
ʻO ke kūʻai ʻana i ke kālā mai kahi hale kūʻai kino he hana maʻalahi. I kēia mau hihia, ʻoi aku ka maikaʻi o ke kūʻai ʻana i ke kālā mai kahi mea hoʻolaha bullion kaulana a i ʻole mea kūʻai kālā.
Ke kūʻai ʻana i ke kālā ma ka pūnaewele, he nui kāu mau koho. He mea maʻamau ka papa inoa hoʻokolokolo, akā pili pinepine kēia mau hoʻonohonoho ʻike ʻole i nā hālāwai haʻahaʻa a me ka pilikia o ka scammed.
Hiki iā ʻoe ke koho i kahi kahua kūʻai kūʻai pūnaewele e like me eBay. Eia naʻe, ʻo ke kūʻai ʻana i ka metala ma eBay kokoke i nā manawa a pau ke kumu kūʻai kiʻekiʻe. ʻO kēia ma muli o ka uku ʻana o eBay i nā mea kūʻai aku i nā uku hou no ka papa inoa ʻana i nā mea. ʻAʻohe o kēia mau koho e hāʻawi i kahi ala maʻalahi e hoʻihoʻi a hōʻoia i ka ʻoiaʻiʻo o kāu kālā.
ʻO ke ala palekana a maʻalahi loa e kūʻai i ke kālā ma ka pūnaewele ma o nā pūnaewele o nā mea kūʻai metala makamae. ʻO Gainesville Coins ka wahi maikaʻi loa e kūʻai aku ai i ke kālā ma ka pūnaewele ma muli o ko mākou hilinaʻi, kaulana paʻa, lawelawe mea kūʻai aku, nā kumukūʻai haʻahaʻa a me nā koho nui o nā huahana. ʻO ke kūʻai ʻana i nā metala makamae ma ka pūnaewele me Gainesville Coins kahi hana palekana a maʻalahi.
Mākaukau mau mākou e pane i kāu mau nīnau a wehewehe i kā mākou kulekele ʻoihana. E hahai i nā loulou ma lalo no ka ʻike hou aku ma Gainesville Coins:
Aia ka pane i kāu mau pahuhopu no ka hoʻokomo kālā. Inā makemake ʻoe e kūʻai i ke kālā ma ke kumu kūʻai haʻahaʻa loa no ka gram, ʻo kāu koho maikaʻi loa ʻo ke kūʻai ʻana i nā pōʻai a i ʻole nā pa. ʻO nā kālā kālā ke koho maikaʻi loa no ka poʻe e ʻimi nei e kūʻai i nā kālā fiat.
Hōʻike nā ʻāpana kālā i hoʻolei ʻia i kahi ʻano kuʻikahi. He mau ʻāpana maʻamau kēia i hoʻohana ʻia no ka ʻono o ka hapa nui o nā ʻohi. No laila, loaʻa iā lākou ka waiwai ma ke kālā kālā (waiwai intrinsic). ʻO kēia kekahi o nā ʻano ʻāpana kālā liʻiliʻi loa āu e kūʻai ai. Eia nō naʻe, loaʻa iā ʻoe nā pōmaikaʻi o ke kūʻai ʻana i nā kaola kālā fiat ma ke kumukūʻai kūpono a me ka versatility liquidity.
Hāʻawi pinepine nā pōʻai a me nā kaola i nā kumukūʻai haʻahaʻa loa no ke kālā. No laila, hōʻike lākou i kekahi o nā koho maikaʻi loa e pili ana i ka waiwai no ke kālā.
He nui nā pono o kēia ʻano kālā. Hiki ke hoʻohana ʻia nā kālā ma ke ʻano he kālā maoli i ka wā ulia pōpilikia a ma ke ʻano he mea hana barter maikaʻi loa. Eia kekahi, inā hiki ʻole ke hāʻule ke kumukūʻai kālā ma lalo o ke kumu kūʻai o ke kālā, ua kaupalena ʻia nā poho i ka maka o ke kālā. Ke kūʻai ʻoe i nā ʻāpana kālā, ʻaʻole ʻoe e nalowale i ke kālā.
Manaʻo ka poʻe e loaʻa kahi kumu i hōʻike ʻole ʻia, kahi ala e kūʻai ai i ka bullion ma lalo o ke kumu kūʻai. ʻO ka mea ʻoiaʻiʻo inā ʻaʻole ʻoe he mea kūʻai kālā ikaika a i ʻole mea kūʻai aku metala makamae, ʻaʻole hiki iā ʻoe ke manaʻo e loaʻa ke kālā ma lalo o ke kumu kūʻai ma kahi wahi kūʻai.
ʻO nā mea kūʻai aku he mau mea kūʻai kūʻai nui. Hiki iā lākou ke loaʻa kālā ma ke kumu kūʻai haʻahaʻa haʻahaʻa ma mua o ka wahi. ʻAʻole paʻakikī loa nā kumu: i ka wā e holo ai ʻoe i kahi ʻoihana, pono ʻoe e uku i nā overheads a loaʻa kahi kālā liʻiliʻi. Inā hahai ʻoe i nā kumukūʻai kālā, e ʻike ʻoe e loli ana lākou i kēlā me kēia minuke. No laila, lahilahi ka palena ma ka pae kūʻai nui a kūʻai aku.
ʻAʻole kēia manaʻo ʻaʻole hiki i nā mea kūʻai ke kūʻai aku i ke kālā ma ka pūnaewele a i ʻole ma kā lākou hale kūʻai kālā kūloko ma nā kumukūʻai kiʻekiʻe. ʻO kahi laʻana, ʻo ke kūʻai ʻana i nā ʻāpana ʻinoʻino a i ʻole nā dālā pōʻino.
He nui nā mea kūʻai kino a me nā mea kūʻai pūnaewele e kūʻai aku i nā kālā liʻiliʻi e kūʻai aku i ke kālā. Makemake paha lākou e hoʻomaʻemaʻe i nā waihona kālā nui o nā ʻāpana kālā i hoʻopōʻino ʻia i mea e loaʻa ai ka lumi no kā lākou mau kālā waena a kiʻekiʻe.
Eia naʻe, inā makemake nui ʻoe i ka loaʻa ʻana o ke kālā e like me ka hiki, ʻaʻole paha ʻoe makemake e kūʻai i nā ʻāpana kālā kīnā ʻole. Hiki iā lākou ke lilo i ka nui o ke kālā ma muli o ka ʻaʻahu nui a i ʻole ka pōʻino.
I ka hopena, pili ka ʻōlelo kūʻai kahiko i ke kūʻai ʻana i ke kālā: "Loaʻa iā ʻoe ka mea āu e uku ai!" Loaʻa iā ʻoe.
He nui nā mea kūʻai bullion a me nā mea kūʻai kālā e kūʻai aku i ke kālā ma ka pūnaewele, ma nā makasina a ma ke kīwī e hana i nā ʻōlelo e like me kēia. Hāʻawi lākou i ka manaʻo aia kahi pilina linear maʻalahi ma waena o ke kumukūʻai kālā a me ka mākeke kūʻai. I nā makahiki i hala iho nei, ʻo kā lākou ʻōlelo hoʻolaha e like me "kūʻai kālā i kēia manawa ma mua o ka hāʻule ʻana o ka mākeke a piʻi ke kumukūʻai kālā."
ʻO kaʻoiaʻiʻo, ʻaʻole maʻalahi ka dynamics ma waena o ke kālā a me ka mākeke. E like me ke gula, platinum a me nā metala makamae ʻē aʻe, he pā maikaʻi ke kālā e kūʻē i ka hoʻonui ʻana a i ʻole nā hanana ʻino ʻē aʻe e kū mai ana i ka wā o ka hāʻule ʻana o ka hoʻokele waiwai a alakaʻi pinepine ʻia i ka haʻahaʻa haʻahaʻa o ka mākeke.
Eia naʻe, i ka wā o ka hāʻule ʻana, ʻaʻole e piʻi koke ke kālā ke hāʻule ka mākeke. Hiki ke hōʻike ʻia kēia ma ka nānā ʻana i ka neʻe ʻana o nā kumukūʻai kālā ma Malaki 2020 i ka wā i hoʻomaka ai ka maʻi maʻi COVID-19 e luku i ka United States. Ua hāʻule ka mākeke kūʻai, e nalowale ana ma kahi o 33% o kona nui i loko o kekahi mau lā.
Ua aha ke kala? Ua emi iho kona waiwai, mai kahi o $18.50 i ka auneke ma ka hopena o Feberuari 2020 a emi iho ma lalo o $12 i ka waena o Malaki 2020. He paʻakikī nā kumu o kēia, ʻo kekahi hapa ma muli o ka emi ʻana o ka koi ʻoihana no ke kālā i hoʻokumu ʻia e ka maʻi maʻi.
No laila he aha kāu e hana ai inā he kālā kāu a hāʻule ke kumukūʻai kālā? ʻO ka mua, mai hopohopo. Pono e hoʻihoʻi hou nā kumukūʻai i kekahi manawa, e like me kā lākou i hana ai i nā mahina ma hope o ka hāʻule nui ʻana o nā kumukūʻai kālā i ka waena o Malaki 2020. ʻOiai ke koi nui ʻia nā waiwai palekana, aia kahi pilikia e hiki ke alakaʻi i nā pōkole - poho lōʻihi.
Akā, pono ʻoe e noʻonoʻo e pili ana i ka "kūʻai haʻahaʻa" e "kūʻai kiʻekiʻe". Ke haʻahaʻa nā kumukūʻai, he manawa kūpono kēia e kūʻai ai. ʻO ka helu ʻana o nā mea hoʻopukapuka waiwai i hana i kēia i ka wā i hāʻule ai ʻo Wall Street i ka hopena o Malaki a me ka hoʻomaka ʻana o ʻApelila 2020 i hauʻoli i ka hoʻihoʻi ʻana o nā kumukūʻai ma Mei 2020 a ma hope aʻe i ka piʻi ʻana o ka mākeke.
ʻO ke ʻano o kēia inā kūʻai ʻoe i ke kālā inā haʻahaʻa nā kumukūʻai, e loaʻa iā ʻoe ka waiwai like ʻole? ʻAʻohe o mākou pōpō aniani, akā ʻo kēia hoʻolālā kūʻai ʻana e hoʻopuka pinepine i nā hopena maikaʻi no ka poʻe me ke ahonui a me ka pāʻani lōʻihi.
Ma ke kumumanaʻo, aneane hiki ke hoʻohana ʻia kēia mau ʻōlelo aʻoaʻo i ke kūʻai ʻana i nā pahu gula kino a i ʻole kekahi metala makamae. Eia naʻe, ʻaʻole like me ke gula, hoʻohana ʻia ke kālā i ka nui o ka ʻoihana.
Ka manawa hoʻouna: Mar-03-2023
